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Disclaimer: *The advertised 3-2-1 temporary buydown is available to qualified borrowers on eligible properties and loan programs. Payments are calculated using an interest rate 3% below the note rate in year one, 2% below in year two, and 1% below in year three; beginning in year four, payments are based on the full note rate. Borrowers must qualify at the full note rate. Minimum program guidelines include Conventional financing with 10% down and a 760 qualifying FICO score, or FHA financing with 3.5% down and a 680 qualifying FICO score. This applies to Conventional, FHA, VA loan only does not include Jumbo Loans. Additional credit, income, asset, property, appraisal, and underwriting requirements may apply. This information is not an indication of loan qualification or approval, nor is it a commitment to lend. Rates, terms, payments, incentives, and program availability are subject to change without notice. Secure Choice Lending, licensed by the California Department of Real Estate, DRE License #02050654; NMLS #1689518. Licensed in multiple states. THIS IS NOT A LOAN COMMITMENT. (11.01.26)